Credit Reports

For over a decade, SettlementOne has been providing millions of fast, accurate and reliable credit reports to clients nationwide. Our instantaneous online reports are easy to read and easy to customize. With SettlementOne you receive the lowest priced, highest quality credit reports available today. Find out how you can benefit from SettlementOne's credit reports now!

eMerge Credit Platform
Utilizing our complete web-based credit reporting solution, you can order and manage all of your credit reports and services through one portal, 24 hours a day, 7 days a week. Receive 1, 2 or 3 bureau credit reports within seconds. eMerge empowers your staff to streamline your business, lowering turn around times and improving accountability so you can focus on closing more loans.
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Credit Assure
Simplify the credit report analysis process with an at-a-glance viewing of all three bureaus scores arranged high, middle and low. Alongside each score the potential improvement the borrower may achieve is provided and the time frame in which they may do so. Credit Assure sets the stage for the type of loan you can offer your client and allows you to view the current score and the potential improvement immediately, helping you to advise your borrower on the next steps to increase their credit score.
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Residential Mortgage Credit Reports (RMCR's)
The emphasis is placed on meeting our 24 -hour time frame commitment and consistently producing quality original credit reports (which minimizes the need for supplements.) Delivery is electronic on an as-soon-as-ready-basis.
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Spanish Credit Report
A Spanish version of our credit report for your Spanish speaking clients. Increase your client base and show your clients a more personalized service with a report that makes them feel more comfortable with you and your company.

Reliability, Security & Control
SettlementOne protects you and your business from potential costly errors and empowers you to manage your business all at your fingertips.

    Duplicate pull protection in the form of a special auto correct feature that alerts a user before they pull a duplicate report.
    Integrate seamlessly with your Loan Origination Software to provide fast and efficient service.
    Unlimited easy access to all reports during a 30-day usage period without incurring any additional charges.
    Real time billing and activity reports that can be printed or exported in a user-friendly format.
    Internal management reporting allows you to manage your users either on site or remotely accessing billing and activity reports, viewing credit pulls by teams or individuals.